Our Programs
We offer a full range of financing solutions—from short-term bridge loans to long-term rental loans, including rehab and ground-up construction programs. Our process is fast and flexible, with closings typically completed 5–7 business days after the appraisal is received.
Fix & Flip
Empower your investment with fast, reliable fix & flip funding.
We finance up to 95 of the purchase and 100 % of renovation, giving you the capital you need to acquire, improve, and quickly resell properties. Streamlined approvals and flexible terms help you maximize profit on every project.
Rental Loans
We are your long-term financing partner—ideal for building or expanding a rental portfolio.
Whether you need a single-property loan or a blanket portfolio loan, we offer:
- Rates starting at 5.5%
- Interest-only options
- 30-year fixed terms
Designed to help investors scale with confidence.
Ground Up Construction
We finance builders, developers, and investors looking to construct new single-family or multifamily projects.
From foundation to completion, our construction loans provide the capital you need at each stage with flexible draws and fast execution
Bridge/ Gap Funding
We offer short term bridge loans for residential and commercial property types up to 24-36 months. Whether you are doing value add or renovation, we look at all make sense deals up to $10 Million.
Transactional Loans
We help you finance deals on a super short term basis to help you flip or wholesale a property to another buyer, usually within days of a purchase transaction.
30 Yr DSCR Purchase or Refinance.
🔥
30-Year DSCR Funding Is Back & Better Than Ever
Build your rental portfolio the easy way.
No W-2s. No tax returns. No headaches.
If the property cash flows, you can qualify.
Simple as that loan Amount:
💰 $50,000 to $25,500,000
From starter rentals to large-scale portfolio expansion — we fund it all.
Leverage: 🏦 Up to 80% LTV on purchases
💵 Up to 75% LTV on cash-out refinances
Tap into equity and keep scaling.
Joe Ward | Private Lender
📞 Call/Text: 817-876-7912
THE ALPHA
ADVANTAGE
Boost Your Credit with
TRADELINES
Up To $30,500!
Ready to increase your buying power and qualify for better financing?
What Is a Tradeline?
A tradeline is a credit account that appears on your credit report. When you’re added as an authorized user to a high-quality credit card, its positive history, payment history and credit can report to your file and help BOOST and strengthen your credit fast.
What Tradelines Can Do for You?
Increase your credit score quickly.
Build strong credit history.
Lower credit utilization.
Help you qualify for homes, cars, credit cards, and funding.
How Long Does It Stay on Your Credit?
Tradelines report for about 1 month — long enough to boost your credit profile before major applications.
Perfect For:
Rebuilding credit.
Thin credit files.
If you are preparing for loan or funding approvals.
Ready to Boost & Strengthen Your Credit Fast?
Call or text today to get started!
Joe Ward | Private Money Lender
817-876-7912
Business Line of Credit
Fast, flexible working capital built for real estate investors who need to close deals and scale. Get a revolving line of credit you can access 24/7
Fill out the form below and a funding specialist will reach out soon.
Contact Us
Joe Ward Real Estate Master Class
Joe Ward didn’t grow up with wealth, insider connections, or a roadmap to financial freedom. What he did have was ambition — the kind that makes you believe life can be bigger than your current circumstances. Like many, he started with a regular job, rising bills, and a desire to build something lasting for his future.
Everything changed when Joe discovered real estate.
His first deal wasn’t glamorous. It wasn’t a luxury flip or a million-dollar property. It was a small, practical investment — a house hack — that allowed him to live for almost nothing while tenants paid down his mortgage. That single decision opened a door he didn’t know existed. Joe realized something powerful:
Real estate isn’t just for the wealthy — it’s for anyone who learns the rules.
He became obsessed with understanding those rules. He studied tax lien investing, creative financing, private lending, and every strategy that allowed everyday people to build wealth. The deeper he went, the clearer it became — real estate was a tool not just to earn money, but to transform lives.
Over time, Joe built a strong investment portfolio. But something else happened too: people began asking him for help. Friends, family, aspiring investors — all wanting to learn how he did it. Joe started teaching, guiding, and eventually funding deals to help others get started. That’s how his mission was born.
Today, Joe Ward is more than just an investor — he’s a mentor, a lender, and a guide for anyone ready to break out of financial limits and build real wealth.
His brand stands for simplicity, transparency, and empowerment. No fluff, no hype — just real strategies that work in real life.
Joe’s story proves that wealth isn’t about where you start.
It’s about learning the game — and having someone who’s willing to show you the way.
Fast Approvals & Quick Closings
Time kills deals. That’s why we streamline
every step of the process, delivering rapid approvals and fast funding so you can secure opportunities before they’re gone.
Common-Sense Underwriting
Your deal is more than a credit score. We evaluate the strength of the asset and your investment strategy, offering creative financing solutions tailored to your goals.
Local Market Expertise
We combine national resources with on-the-ground insight, giving you the advantage of lenders who truly understand your market and your investment strategy.